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Personal Banking
At Golden Valley Bank, we didn’t create our accounts for typical customers. We created them for real people – like you. And they’re supported by real people with a refreshingly friendly attitude.
It’s about personal service. Support. And most of all, you.
Personal Services
Personal Checking
| Account Type | Features & Benefits | Opening Amount | Maintenance Fee | Minimum Balance | Interest | Minimum Balance to Receive Interest | Online Bill Pay |
|---|---|---|---|---|---|---|---|
| Gold Standard | Unlimited Check Writing Free Online Banking Free Telephone Banking Non Golden Valley Bank ATM Fees Reversed*** |
$100 | Free | N/A | N/A | N/A | Free for 60 days then $5 per month |
| Gold Discovery | Unlimited Check Writing Free Online Banking Free Telephone Banking Free Checks Free Bill Pay ATM Fees Reversed*** |
$100 | $10 | Free with Direct Deposit or $1,500 minimum or $5,000 combined | N/A | N/A | Free |
| Gold Premier | Unlimited Check Writing Free Online Banking Free Bill Pay Free Telephone Banking Free Checks Earns Interest Bonus Rates on CD's Free Safe Deposit Box* Free Cashiers Checks Free Notary Service ATM Fees Reversed*** |
$100 | $15 | $2,500 minimum or $7,500 combined | Variable Rates Compounded Daily Paid Monthly | $1,000 | Free |
| Gold Plus + | Unlimited Check Writing Free Online Banking Free Telephone Banking Free Checks Free Bill Pay Earns Interest ATM Fees Reversed*** |
$100 | $8 | Free with Direct Deposit or $1,000 Minimum or $1,500 Combined | Tiered Variable Rates, Compounded Daily, Paid Monthly | $500 | Free |
| Gold Reserve | Money Market Account Unlimited in Person Deposits and Cash Withdrawals** Premium Interest Rate Earns Interest ATM Fees Reversed*** |
$2,500 | $10** | $2,500 | Tiered Premium Variable Rates, Compounded Daily, Paid Monthly | N/A | N/A |
| * Small box, if available. ** A $5 activity fee will apply for each transaction in excess of six third party transfers. *** Upon customer request (documentation may be required). Other bank ATM surcharges reversed. $5 maximum reversal per transaction. Gold Plus + available to clients 50 years of age and older. |
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Savings and IRA Options
| Account Type | Features & Benefits | Opening Amount | Monthly Service Charge | Minimum Balance or Method to Avoid Service Charge | Interest |
|---|---|---|---|---|---|
| Gold Savings | Unlimited in Person Deposits and Cash Withdrawls Free Online Banking Free Telephone Banking ATM Access Savings Overdraft Coverage Available |
$100 | $5 | $300 or be under age 18 | Variable Rates, Compounds Daily, Paid Monthly |
| Gold Savings Plus | Unlimited in Person Deposits and Cash Withdrawls Free Online Banking Free Telephone Banking ATM Access Savings Overdraft Coverage Available Higher Interest Rates for Higher Balances |
$100 | $10 | $1,000 | Tiered Variable Rates, Compounded Daily, Paid Monthly |
| Chairman's Gold | Available with a Gold Premier or Founders Gold Checking Account Premium Interest Rates for Higher Balances |
$25,000 | $25 | $25,000 | Tiered Variable Rates, Compounded Daily, Paid Monthly |
| Gold IRA Savings | Low Minimum Opening Balance Additional Deposits Allowed* |
$100 | $10 annually | N/A | Variable Rates, Compounded Daily |
| Gold IRA CD | Fixed Interest Rate Terms from 30 days to 3 years Automatic Renewals |
$2,500 | $10 annually | N/A | Tiered Fixed Rates, Compounded Daily |
| Gold CD | Fixed Interest Rate Terms from 30 days to 3 years Automatic Renewals |
$500 | N/A | N/A | Tiered Fixed Rates, Compounded Daily |
| * Subject to IRA regulations |
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Equal Housing Lender | © 2011 Golden Valley Bank